Our Commitment to Privacy Last Updated: 01/01/2018
Please See Referrals Rules below Last Updated: 08/09/2018
At Exeq Inc. (“Exeq”), our most important asset is our relationship with you.
Information We Collect
When you interact with us through the Site or the Services, we may collect Personal Data and other information from you, as further described below:
Personal Data That You Provide Through the Site: We collect Personal Data from you when you voluntarily provide such information such as when you register for access to the Services (for example, contact information such as your name, email address, and phone number; and when you wish to use certain Services (for example financial information such as mobile banking credentials).
Non-Identifiable or Aggregated Data: When you interact with Exeq through the Site or Services, we receive and store certain non-identifiable information about you. Such information, which may be collected passively using various technologies or through other means, cannot be used to specifically identify you. As is true of most web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. Exeq may store such information itself or such information may be included in databases owned and maintained by Exeq affiliates, agents or service providers. This Site may use such information and pool it with other information to track, for example, the total number of visitors to our Site, the number of visitors to each page of our Site, the domain names of our visitors’ Internet service providers, and how our users use and interact with the Services. Also, in an ongoing effort to better understand and serve the users of the Services, Exeq often conducts research on its customer demographics, interests and behavior based on the Personal Data and other information provided to Exeq by Issuers and Users.
This research may be compiled and analyzed on an aggregate basis. Exeq may share this non-identifiable and aggregate data with its affiliates, agents and business partners, but this type of non-identifiable and aggregate information does not identify you personally. Exeq may also disclose aggregated user statistics in order to describe our Services to current and prospective business partners and to other third parties for other lawful purposes.
Our Use of Your Personal Data and Other Information
How We Share Your Information
Exeq may rent or sell your Personal Information to others. If you would like more information regarding how Exeq may rent or sell your Personal Information, or if you would like to express your preference that Exeq not rent or sell your Personal Information, please contact Exeq at firstname.lastname@example.org.
Exeq may rent or sell Personal Information to third parties for the following reasons: Targeting, optimizing and measuring digital (online and mobile) advertising campaigns; and Internal operations, research analysis, and competitive analysis.
Our Disclosure of Your Personal Data and Other Information
Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Data may be part of the transferred assets and you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
Agents, Consultants and Related Third Parties: Exeq, like many businesses, sometimes hires other companies to perform certain business-related functions. Examples of such functions include website hosting, mailing information, maintaining databases, ID verification, processing applications, processing payments and completing transactions. When we employ another company to perform a function of this nature, we only provide them with the information that they need to perform their specific function. These companies are authorized to use your personal information only as necessary to provide these services to us.
Legal Requirements: Exeq may disclose your Personal Data if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of Exeq, (iii) act in urgent circumstances to protect the personal safety of users of the Site or the public against fraud or other harm, or (iv) protect against legal liability.
If your personal information changes, or if you no longer desire our service, you may correct, update, amend, delete or request deletion by making the change in your registered account settings page, by emailing our Customer Support at email@example.com or by contacting us at the contact information listed below. We will respond to your request to access within 30 days.
We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
When you sign up for our Services or newsletter(s), we will send periodic emails to you regarding the Services or to tell you about services we believe will be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails or you can contact us at firstname.lastname@example.org.
The security of your personal information is important to us. When you enter sensitive information (such as bank account information) on our website, we encrypt the transmission of that information using secure socket layer technology (SSL).
We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage is 100% secure Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can contact us at email@example.com.
We do not email you or send you other electronic communications to request non-public information or account information (such as username and password). If you receive an unsolicited email or other electronic communication that appears to be from Exeq but you suspect it may be from some other source or fraudulent, please email us at firstname.lastname@example.org.
Our service is not directed towards anyone under the age of 18. If a parent or guardian becomes aware that his or her child under the age of 18 has created an account with Exeq and/or provided us with personally identifiable information, please contact us at email@example.com. Additionally, if we become aware at any point that a child under the age of 18 is using our service, we will terminate his or her account. For more information on the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission website at www.fts.gov.
Links to Other Web Sites
Other Terms and Conditions
Accepting the Terms Privacy and Personal Information The Services Third Party Services Third Party Links Your Use of the Services Hardware and Software Requirements Mobile and E-Mail Alerts Rights You Grant Us Intellectual Property Rights Rules for Posting Social Media Platforms Disclaimer of Representations or Warranties Consent Withdrawing Consent Restrictions Cancellation Governing Law Limitation of Liability Dispute Resolution
Exeq Referral Program
This referral program agreement ("Agreement") (together with the "Invite Friends" section in your iOS or Android app) sets out the terms which govern our referral program ("Referral Program").
Before using the Exeq Referral Program, you must read and accept all of the terms and conditions contained in this Agreement and the User Agreement - which can be found here. By using our Referral Program, you confirm that you accept this Agreement and the User Agreement terms and that you agree to comply with them. If you do not agree to the terms of this Agreement and the User Agreement, you must not use our Referral Program and can opt out by emailing support@Exeq.com.
1.1 You may be eligible for the Referral Program if (i) you refer your friends and/or family to Exeq by sharing your unique referral code and/or link and (ii) your friend or family member registers as a new Exeq user and connects their bank account to load their feed ("Referred User").
1.2 Subject to your compliance with the terms of this Agreement and the User Agreement, Exeq shall pay you a referral bonus ("Referral Bonus") to your Venmo account that you provide when signing up for the referral program, if you and the Referred User meet the Referral Program requirements (as in force at that time).
1.3 We're constantly testing new and improved versions of the Referral Program. Please go to "Invite Friends" in your iOS or Android app to see the latest requirements for the Referral Program where you can find out how to invite friends, the amount of the Referral Bonus you will be entitled to and the conditions attached to the Referral Program.
1.4 Provided you and the Referred User meet the Referral Program requirements (as in force at that time), you are entitled to a Referral Bonus each time such requirements are met.
1.5 The Referral Bonus will be paid on Fridays at 12:00PM EST each week.
2.1 You must be a registered user of Exeq to be eligible for the Referral Program.
2.2 Your Exeq Account must be active and in good standing, as determined by Exeq in its sole discretion, to receive the Referral Bonus. Active means that you have entered your banking credentials into the Exeq App to load your feed.
2.3 You may only use this this Referral Program to invite your friends, family and acquaintances to Exeq therefore the Referral Program and/or your unique referral code should not be advertised, marketed or otherwise used for commercial purposes.
2.4 You will only be eligible for a Referral Bonus by inviting friends, family or acquaintances (i) who don't yet have a Exeq account and (ii) who register for Exeq using your unique referral code or link and connect their bank account to load their feed.
2.5 Determination of Referral Program eligibility and qualifying referrals are at the sole discretion of Exeq.
2.6 Subject to the conditions of this Agreement, there may be a Referral Bonus limit set at some time. We reserve the right to set or change the maximum amount received in Referral Bonuses at any time.
3. PROHIBITED USES
3.1 You may only use our Referral Program in good faith for lawful purposes. We reserve the right to remove you from the Referral Program or deny any payment of any Referral Bonus if we determine you are in breach of this Agreement or our terms of service for Exeq. You may not:
3.1.1 create more than one account in order to invite yourself; 3.1.2 invite others that have created duplicate accounts;
3.1.3 use alternative contact information to refer yourself or others that have created duplicate accounts;
3.1.4 invite users that you do not know personally, if you do so in a way that (in Exeq's sole and absolute opinion) constitutes spam or other undesirable or unsolicited communications;
3.1.5 invite an existing customer of Exeq;
3.1.6 invite fictitious persons;
3.1.7 do anything that damages Exeq's brand, goodwill or reputation;
3.1.8 use the Referral Program in: (i) any way that breaches any applicable local, national or international law or regulation; or (ii) any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
3.1.9 transmit any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); or
3.1.11 otherwise attempt to circumvent this Agreement, the User Agreement or the Referral Program.
3.2 Any obligations on you not to do something includes an obligation not to allow that thing to be done.
4. IDENTIFICATION DOCUMENTS
4.1 Exeq may require identification documents from you prior to paying the Referral Bonus.
4.2 Exeq shall not be in breach of this Agreement (nor have any obligation to pay you a Referral Bonus) if you do not (in Exeq's sole and absolute discretion) provide the identification documents requested by Exeq.
5. ABUSE OF THE REFERRAL TERMS
5.1 Exeq has the right to refuse to pay you the Referral Bonus if (in its sole and absolute discretion) Exeq suspects that you have not used the Referral Program in good faith or have breached this Agreement or our User Agreement.
5.2 We will determine, in our sole and absolute discretion, whether there has been a breach of this Agreement or the User Agreement. When a breach of this Agreement or User Agreement has occurred, Exeq may take such action as we deem appropriate, including (but not limited to) termination of this Agreement, closing your Exeq account, and suspending the Referral Program.
6. LIMITATION OF LIABILITY
Exeq accepts no liability for any use of the Referral Program which does not comply with this Agreement. You are liable for any personal tax consequences of this program and Exeq accepts no liability in relation thereto.
7. CHANGES TO THIS AGREEMENT
We may revise this Agreement at any time by amending this page. Continued use of the Referral Program shall amount to acceptance of the Agreement in force at that time.
8. CHANGES TO THE REFERRAL PROGRAM
The Referral Program and Referral Bonuses are for a limited period of time. Exeq reserves the right to:
(a) amend, alter or change the Referral Program at any time, without notice; and
(b) terminate the Referral Program at any time, without notice. In the event the Referral Program is terminated, Exeq may, but will not be obliged to credit any accounts that would have otherwise qualified for Referral Bonus.
9. APPLICABLE LAW
This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law, courts and arbitration proceedings (as applicable) specified in the applicable Exeq User Agreement.
10. CONTACT US
To contact us, please email support@Exeq.com.